About to Retire

Let’s Make Your Next Step the Right One

Retirement is no longer a distant idea... it’s approaching fast. And whether you're counting down the months or considering pulling the pin next year, this period can feel exciting, confronting... and just a little overwhelming.

You may be wondering: Can I afford to stop working now? How do I actually access my super? What’s the best way to turn my savings into income?

You’re not alone and you don’t have to figure it out alone either.

At Haile Financial, we help people just like you transition out of work with clarity and confidence. We take the guesswork out of retirement and replace it with a plan you can feel good about.

Common Questions We Help Answer

This stage is full of moving parts and getting it right makes a huge difference to your lifestyle and peace of mind. We help you navigate questions like:

When is the right time for me to retire financially and personally?
Should I start drawing from my super now, or wait?
What’s the smartest way to structure my income in retirement?
Am I making the most of my Centrelink entitlements?
How do I manage tax as I move from salary to superannuation income?

These are the conversations we have every day. And we know they’re not just about the numbers they’re about security, lifestyle, and feeling ready to make one of life’s biggest transitions.

How We Help Clients Retiring Now

This is one of the most important turning points in your financial life. Our job is to help you step into it feeling informed and supported.

We’ll work closely with you to:

Map out your retirement options based on your savings, superannuation, and entitlements
Choose the right income streams from super, pension, investments and other sources
Minimise tax and maximise what you keep in your pocket
Set up structures for a smooth transition even if you plan to ease out of work gradually
Identify Centrelink or Age Pension opportunities that may apply
Put together a clear, simple retirement income strategy

No cookie-cutter advice. Just smart, personalised planning that puts you in the driver’s seat.

What You Can Expect

A clear roadmap
showing your options, timeframes, and what each decision means

Structured income
that supports your lifestyle now and long term

Confidence
that you’re retiring on your own terms

Clarity
around superannuation, entitlements, and tax implications

Peace of mind
knowing you’ve made thoughtful, informed decisions

Real Stories from Clients at the Retirement Crossroads

Here’s how we’ve helped clients navigate the final stretch and start retirement on solid ground.

Janet’s Smooth Transition to Retirement

Janet was a successful business owner ready to step back but unsure how or when to do it. We helped her time her super withdrawals, restructure her income, and create a flexible plan that allowed her to ease into retirement without sacrificing lifestyle.

READ JANET’S STORY

Richard & Wendy: Planning After a Health Scare

Richard’s sudden health issue forced him to stop working earlier than expected. We helped Richard and Wendy quickly restructure their finances, access super, and claim the right Centrelink entitlements all while keeping their long-term goals in focus.

READ THEIR STORY

Sarah & Emma: Optimising After a Property Sale

After selling an investment property, sisters Sarah and Emma were unsure how to manage the funds as they both approached retirement. We helped them structure their super contributions, reduce tax, and turn the proceeds into retirement income without disrupting their Centrelink entitlements.

READ THEIR STORY

Why Choose Haile Financial?

There’s a lot of generic advice out there about retirement but your life, your goals, and your finances are anything but generic.

Liz Haile takes a boutique, personal approach. She brings decades of experience, deep technical knowledge, and the ability to explain complex decisions in plain English. Clients often say she’s the first adviser they’ve spoken to who really gets them — and actually listens.

You won’t get sold to. You won’t be rushed. What you will get is a well-structured plan, tailored advice, and a trusted guide as you step into the next chapter of life.

Ready to Plan Your Retirement, Your Way?

If retirement is on the horizon even within the next year or two now is the perfect time to put your plan in place.

Let’s talk about what’s possible, what’s practical, and what will give you peace of mind.

BOOK A CALL WITH LIZ TODAY

About to Retire

Let’s Make Your Next Step the Right One

Common Questions We Help Answer

How We Help Clients Retiring Now

What You Can Expect

Real Stories from Clients at the Retirement Crossroads

Janet’s Smooth Transition to Retirement

Richard & Wendy: Planning After a Health Scare

Sarah & Emma: Optimising After a Property Sale

Why Choose Haile Financial?

Ready to Plan Your Retirement, Your Way?

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