We believe financial advice should feel calm, clear, and genuinely helpful - never overwhelming or transactional.
Whether you’re planning for retirement, already retired, or navigating a significant life change, our approach is designed to make the process feel less like a maze and more like a guided path. You’ll always know what the next step is, and you’ll never feel like you’re doing it alone.
We always begin with a relaxed phone call or face-to-face meeting. There’s no cost, no obligation, and no pressure. It’s simply a chance to chat.
You can tell us about your current situation, your goals, your concerns and ask as many questions as you like. We’ll share a bit about how we work and let you know honestly whether we’re the right fit for your needs.
This isn’t a sales pitch. It’s a conversation.
Some clients are looking for a full retirement strategy. Others want to optimise a specific situation, like inheritance planning, Centrelink structuring, or early retirement options. Whatever brings you here, we’ll meet you where you are.
If we agree to move forward, the next step is to gather the key facts about your financial position.
We’ll guide you through what’s needed, things like superannuation balances, income sources, assets, debts, living expenses, and future plans. This step is essential because great advice depends on a clear picture of where you are right now.
We make this as easy as possible, with checklists, templates, and support along the way. And we don’t need perfection, just the truth.
This stage also gives you a chance to reflect on your goals. When would you like to stop working? What sort of lifestyle do you want in retirement? Are there family or legacy goals you’d like to include?
Once we have the full picture, we can get to work on building a strategy that’s uniquely yours.
This is where things get interesting. With your information in hand, Liz will walk you through a range of potential strategies, clearly explained, no financial jargon.
We might explore:
How long your money will last under different scenarios
Whether you’re eligible for Age Pension or Centrelink entitlements
Ways to reduce tax, boost super, or access your retirement savings
How to structure income so it’s reliable and sustainable
Planning ahead for aged care or estate protection
The aim of this meeting is to give you clarity. You’ll see what’s possible and what trade-offs might exist. And importantly, you’ll be given the space to consider what feels right for you.
There’s no one-size-fits-all approach here, just smart, tailored guidance, built around your life.
Once you’ve had time to consider your options, we’ll meet again to present your personalised Statement of Advice (SOA).
This is your official written financial plan. It outlines:
We’ll take the time to walk you through each section of the plan, explain anything that’s unclear, and make sure you feel confident moving forward.
You’ll never be left scratching your head and you’ll never be rushed into a decision. Our role is to guide you with clarity and care.
Once you’re ready, we’ll help put everything in motion.
This might involve:
We’ll make the process as smooth and stress-free as possible. You’ll be kept in the loop throughout and we’ll handle as much of the paperwork as we can on your behalf.
It’s all about moving forward without the hassle.
Great advice doesn’t stop once a plan is in place. Life changes and your financial strategy should adapt with it.
That’s why we offer ongoing support, including annual review meetings (or more often, if needed). These meetings give us the chance to:
You’re also welcome to reach out between reviews if anything crops up, we’re only ever a phone call away.
Whether it’s a health change, a job shift, a property sale, or a family event, we’re here to help you adjust your plan and stay on course.
When you work with Haile Financial, you won’t just get numbers on a page. You’ll get:
We’re not here to sell you products or overwhelm you with paperwork. We’re here to help you make better decisions about your money, so you can live your life with confidence and peace of mind.
There’s a lot of generic advice out there about retirement but your life, your goals, and your finances are anything but generic.
Liz Haile takes a boutique, personal approach. She brings decades of experience, deep technical knowledge, and the ability to explain complex decisions in plain English. Clients often say she’s the first adviser they’ve spoken to who really gets them — and actually listens.
You won’t get sold to. You won’t be rushed. What you will get is a well-structured plan, tailored advice, and a trusted guide as you step into the next chapter of life.
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